This is our best seller for a reason. Relaxed, tailored and ultra-comfortable, you’ll love the way you look in this durable, reliable classic 100% pre-shrunk cotton (heather gray color is 90% cotton/10% polyester, light heather gray is 98% cotton/2% polyester, heather black is 50% cotton/50% polyester) | Fabric Weight: 5.0 oz (mid-weight) Tip: Buying 2 products or more at the same time will save you quite a lot on shipping fees. You can gift it for mom dad papa mommy daddy mama boyfriend girlfriend grandpa grandma grandfather grandmother husband wife family teacher Its also casual enough to wear for working out shopping running jogging hiking biking or hanging out with friends Unique design personalized design for Valentines day St Patricks day Mothers day Fathers day Birthday More info 53 oz ? pre-shrunk cotton Double-needle stitched neckline bottom hem and sleeves Quarter turned Seven-eighths inch seamless collar Shoulder-to-shoulder taping
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Aug. 4, 2022, 11:35 PM +07 By Rob Wile A class-action lawsuit has been filed against Equifax following a report that millions of credit scores were affected by a technical glitch in the credit bureau’s reporting system. The suit, filed in U.S. District Court in North Georgia by the Florida-based law firm Morgan and Morgan, seeks a trial by jury for damages suffered by anyone whose score changed from at least March 6 to April 6, the period when the glitch is believed to have occurred. The Wall Street Journal reported Tuesday that, as Equifax was transitioning to a new technology system, it unintentionally provided inaccurate credit scores on millions of U.S. consumers seeking various types of credit. In a statement on its website, Equifax acknowledged that as many as 300,000 people experienced a score shift of 25 points or more, enough to swing a borrower’s credit rating from good to fair, or fair to poor. The lead plaintiff in the suit is Nydia Jenkins, a Jacksonville, Florida, resident who, according to the complaint, was denied an auto loan in early April after her credit score suddenly changed by 130 points, causing her to have to seek a more expensive
loan. Has the Equifax credit score glitch affected you? Share your story with us. Jenkins “was forced to apply for another loan from a ‘buy now’ dealership and received a loan with much less favorable rates,” the suit states. When Jenkins was pre-approved for her loan in January, she was to pay an estimated $350 a month, the lawsuit says. “Under the terms of her current loan, Plaintiff pays $252 bi-weekly” — or $504 a month. Get the Morning Rundown Get a head start on the morning’s top stories. SIGN UP THIS SITE IS PROTECTED BY RECAPTCHA PRIVACY POLICY | TERMS OF SERVICE The suit is seeking to represent any other individual in a similar situation as Jenkins’. It is also demanding Equifax compensate those affected. Recommended CONSUMER Coca-Cola’s newest flavor ‘Dreamworld’ supposedly tastes like dreams CONSUMER U.S. Postal Service asks for temporary postage hike for holiday season Jenkins could not be reached for comment, and Morgan and Morgan declined to make her available. In a statement, the firm said: “This lawsuit alleges that Equifax failed to live up to its responsibility as one of America’s major credit reporting agencies by providing inaccurate information on millions of Americans. We believe that many of the people impacted — some of whom may still be unaware of what happened — suffered severe financial consequences. We will hold Equifax accountable for these alleged failures and win justice for everyone impacted.” Equifax said in a statement that it would respond to the suit “more fully in its court filings at the appropriate time.” It added: “As part of our commitment to resolving this issue, Equifax has conducted an analysis of credit scores used for consumers seeking credit during the time period of the issue. Our analysis indicates that for those consumers there was no shift in the majority of scores during the three-week timeframe of the issue. For those consumers that did experience a score shift, initial analysis indicates that only a small number of them may have received a different credit decision. While the score may have shifted, a score shift does not necessarily mean that a consumer’s credit decision was negatively impacted.” In 2019, Equifax paid a $575 million settlement to the federal government after a hack compromised the private records of nearly 150 million Americans. In 2020, the U.S. government charged four Chinese citizens in the hack; China has denied involvement. Rob Wile Rob Wile is a breaking business news reporter for NBC News Digital.
Aug. 5, 2022, 12:44 AM +07 By Elliot Lewis U.S. mortgage rates have continued their decline, falling below 5% for the first time since April. According to a survey released by Freddie Mac on Thursday, the 30-year fixed-rate mortgage has fallen to an average of 4.99%. Just one week ago, rates were averaging around 5.30%. This is the second week in a row that mortgage rates have fallen, and it also marks the sharpest drop in the cost of borrowing money for a home since early July. Mortgage rates have been on a general upward climb for more than a year. This time last year, 30-year mortgages were hovering around 2.77%. Rates peaked in late June when they hit an average of 5.81%. The 15-year fixed-rate mortgage has also dipped, from 4.58% last week to 4.26%. But once again, these rates are still significantly higher than this time last year, when a 15-year fixed-rate mortgage averaged at 2.10%. Higher mortgage rates can make it more difficult for people to buy homes because a higher rate means a more expensive monthly payment, which can price some buyers out of the market. Housing demand dropped sharply in June in part due to the rising cost of borrowing. Housing prices have been on the decline as well, though they were still higher in June than they were a year ago, according to Black Knight, a mortgage software, data and analytics firm. “Lower mortgage rates, combined with signs of more inventory coming to the market, could lead to a rebound in purchase activity,” Joel Kan, the Mortgage Bankers Association’s associate vice president of economic and industry forecasting, said in a CNBC interview Wednesday. Get the Morning Rundown Get a head start on the morning’s top
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